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Rates
Last Dividend Declaration Date: 04/01/11
| Savings & Transaction Accounts | Dividend Rate | Annual Percentage Yield | |
| Share Account | .25% | .25% | |
| Christmas Club Account | .15% | .15% | |
| Kick Account | .15% | .15% | |
| Share Loan Account | .15% | .15% | |
| Individual Retirement Account | .50% | .50% | for amounts up to $4999 |
| .75% | .75% | for amounts over $5000 | |
| Roth IRA Account | .50% | .50% | for amounts up to $4999 |
| .75% | .75% | for amounts over $5000 | |
| Coverdell Education Savings Account | 1.50% | 1.51% | for amounts up to $5000 |
| 2.00% | 2.01% | for amounts over $5000 | |
| Checking Account | .15% | .15% |
| Time Accounts | Dividend Rate | Annual Percentage Yield | |
| Share Certificate | 90 Days | .40% | .40% |
| 6 Months | .65% | .65% | |
| 12 Months | .90% | .90% | |
| 24 Months | 1.25% | 1.26% | |
| 36 Months | 1.45% | 1.46% | |
| IRA, Traditional IRA, Roth IRA and Coverdell Education Savings Account | 24 Months | 1.25% | 1.26% |
| 36 Months | 1.50% | 1.41% |
| Loan Rates | |||
| New Vehicles | as low as 5.50% | ||
| Used Vehicles | as low as 7.00% | ||
| Signature Loans | as low as 10.75% | ||
Fee Schedule
| Loan Rates | ||
| Account Reconciliation | $5.00/hour | One hour minimum |
| Account Research | $5.00/hour | One hour minimum |
| Statement Copy Fee | $1.00/copy | |
| Deposited Item Return Fee | $15.00/item | |
| Wire Transfer Fee (outgoing) | $15.00/transfer | |
| Certified Check | $0.75/check | |
| Money Order | $1.00/money order | |
| Travelers Card | $3.00/card | Minimun Load $250. Up to $9999 |
| Visa Gift Card | $2.00/card | Up to $500 |
| Inactive Account Fee | $3.00/month | After one year and account under $50.00 |
| Replace ATM Card | $5.00/each | |
| Western Union | $17.50/each | |
| Check Held For Collection | $10.00/item | |
| Faxing | $.50/page | |
| Duplicate Lien Release | $5.00 | |
| Garnishment Fee | $10.00 | |
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