Rates & Fees
Rates - Last Dividend Declaration Date: 11/01/23
Savings & Transaction Accounts |
Dividend Rate |
Annual Percentage Yield |
Share Account |
.10% |
.10% |
Christmas Club Account |
.05% |
.05% |
Kick Account |
.05% |
.05% |
Share Loan Account |
.05% |
.05% |
Individual Retirement Account
For amounts up to $4999
For amounts over $5000 |
.40%
.55% |
.40%
.55% |
Roth IRA Account
For amounts up to $4999
For amounts over $5000 |
.45%
.70% |
.45%
.70% |
Checking Account |
.10% |
.10% |
Time Accounts |
|
Dividend Rate |
Annual Percentage Yield |
Share Certificate |
90 Days |
2.00% |
2.00% |
|
6 Months |
2.20% |
2.20% |
|
12 Months |
2.25% |
2.25% |
|
24 Months |
2.30% |
2.30% |
|
36 Months |
2.40% |
2.40% |
|
Special 18 Months |
3.99% |
3.99% |
IRA, Traditional IRA, Roth IRA t |
24 Months |
2.25% |
2.25% |
|
36 Months |
2.40% |
2.40% |
Loan Rates |
|
New Vehicles |
as low as 3.99% |
Used Vehicles |
as low as 5.50% |
Signature Loans |
as low as 7.00% |
Fee Schedule - effective 11/01/23
Account Reconciliation |
$5.00/hour |
One hour minimum |
Account Research |
$5.00/hour |
One hour minimum |
Statement Copy Fee |
$1.00/copy |
|
Deposited Item Return Fee |
$15.00/item |
|
Wire Transfer Fee (outgoing) |
$20.00/transfer |
|
Certified Check |
$2.00/check |
|
Money Order |
$2.00/money order |
|
Travelers Card |
$4.00/card |
Mimimum Load $100. Up to $9999 |
Visa Gift Card |
$4.00/card |
Up to $500 |
Inactive Account Fee |
$3.00/month |
After one year and account under $50.00 |
Replace ATM Card |
$5.00/each |
|
Western Union |
$22.50/each |
|
Check Held for Collection |
$10.00/item |
|
Faxing |
$.50/page |
|
Duplicate Lien Release |
$5.00 |
|
Garnishment Fee |
$10.00 |
|
Loan Application Fee |
$10.00 |
|
|
ACH Return/Paid Fee |
$25.00 |
|
Fees are subject to change.