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Rates & Fees

Rates - Last Dividend Declaration Date: 11/01/23
Savings & Transaction Accounts Dividend Rate Annual Percentage Yield
Share Account .10% .10%
Christmas Club Account .05% .05%
Kick Account .05% .05%
Share Loan Account .05% .05%
Individual Retirement Account
 For amounts up to $4999
 For amounts over $5000

.40%
.55%

.40%
.55%
Roth IRA Account
 For amounts up to $4999
 For amounts over $5000

.45%
.70%

.45%
.70%
Checking Account .10% .10%
Time Accounts   Dividend Rate Annual Percentage Yield
Share Certificate 90 Days 2.00% 2.00%
  6 Months 2.20% 2.20%
  12 Months 2.25% 2.25%
  24 Months 2.30% 2.30%
  36 Months 2.40% 2.40%
  Special 18 Months 3.99% 3.99%
IRA, Traditional IRA, Roth IRA t 24 Months 2.25% 2.25%
  36 Months 2.40% 2.40%
Loan Rates  
New Vehicles as low as 3.99%
Used Vehicles as low as 5.50%
Signature Loans as low as 7.00%
Fee Schedule - effective 11/01/23
Account Reconciliation $5.00/hour One hour minimum
Account Research $5.00/hour One hour minimum
Statement Copy Fee $1.00/copy  
Deposited Item Return Fee $15.00/item  
Wire Transfer Fee (outgoing) $20.00/transfer  
Certified Check $2.00/check  
Money Order $2.00/money order  
Travelers Card $4.00/card Mimimum Load $100. Up to $9999
Visa Gift Card $4.00/card Up to $500
Inactive Account Fee $3.00/month After one year and account under $50.00
Replace ATM Card $5.00/each  
Western Union $22.50/each  
Check Held for Collection $10.00/item  
Faxing $.50/page  
Duplicate Lien Release $5.00  
Garnishment Fee $10.00  
Loan Application Fee $10.00    
ACH Return/Paid Fee $25.00  

Fees are subject to change.